Markets & The Economy Defied Expectations in 2023. We Should Expect That.

Markets & The Economy Defied Expectations in 2023. We Should Expect That.

Investments

I recently read an article in The Economist that discussed topics related to the current state of journalism. It contained a line that could also apply to market expectations – specifically when those expectations...

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Why Not Just Lock-in 5% Interest?

Why Not Just Lock-in 5% Interest?

Investments

Interest rates on Treasury securities, money market funds, and savings accounts are at 15 to 20 year highs, hovering near 5%. With stocks now sitting 10% below their previous high from almost two years ago, the...

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How's the Market Doing? It Depends.

How's the Market Doing? It Depends.

Investments

How’s the Market Doing? It Depends.         

A simple and innocent question greeted with the most unsatisfying and noncommittal answer possible. Sorry. But it’s true. It depends on the market in question – stocks, bonds,...

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Market Expectations Don’t Equal Outcomes in the Short-term

Market Expectations Don’t Equal Outcomes in the Short-term

Investments

I hope everyone is having an enjoyable summer so far. I’ll do my best to keep it that way by making this update brief so you can return to your summer pastimes.

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Lost & Found: There May be Money Out There with Your Name on It

Lost & Found: There May be Money Out There with Your Name on It

Personal Finance

Most of us have moved from one place to another, perhaps to a different state, as we pursued career opportunities or located closer to family. Inevitably, some things get left behind. This could include an old bank...

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The S&P 500 vs

The S&P 500 vs "Everything Else"

Investments

In my last post, I included Warren Buffet’s quote that investing should be simple but it’s not always easy. Diversifying investments among several different categories of stocks with different economic, financial,...

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7 Questions 3M Employees Need to Answer

For over 20 years, we’ve helped 3M professionals achieve their financial goals.

We start by helping them answer these key questions.
Get the Answers
10 Timeless Basics for Investment Success Regardless of Market Conditions

10 Timeless Basics for Investment Success Regardless of Market Conditions

Investments

It has been about fifteen months since stock prices last peaked and nearly a year since entering Bear Market territory. After reaching a low in October, down 25%, the S&P 500 has recovered about half of this...

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A Summary of the Silicon Valley Bank Failure

A Summary of the Silicon Valley Bank Failure

Investments

You may have heard about the failure of Silicon Valley Bank (SVB) and have some questions about it. I’ll share the short story on the bank without getting too far into the nuances of bank regulation and balance...

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Three Humbling Years in Markets

Three Humbling Years in Markets

Investments

Financial markets have a certain way of humbling investors from time to time. The last three years have been a prime example. One could be forgiven for assuming that a once-in-a-hundred-year pandemic that halts a...

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2023 IRS Limits

2023 IRS Limits

Personal Finance Tax Planning

Although many of the headlines and news stories we’ve seen have painted inflation as the enemy, there is a sliver lining to recent high inflation rates. High inflation is triggering some pretty big changes to tax...

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Bear Markets are Not Enjoyable but Brighter Days are Ahead

Bear Markets are Not Enjoyable but Brighter Days are Ahead

Investments

It’s been a difficult year for financial markets. All three quarters this year have experienced negative returns for stock prices, higher interest rates and resulting lower bond prices, and more question marks...

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529 College Savings Plans: How To Use the Funds

529 College Savings Plans: How To Use the Funds

Personal Finance

In February, we posted an article on how 529 College Savings Funds work and various aspects of making contributions. Now we’ll take a deeper dive into handling 529 withdrawals.

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