Our retirement and cash flow planning helps ensure you can spend your latter years doing more of what you love.
“Will I have enough income to meet my needs and sustain my lifestyle for many years to come?” At PrairieView Partners, we help you answer this difficult question and feel better prepared for retirement.
While the notion of retirement is being reshaped, so too are the ways in which we plan for it.
Our advisors at PrairieView take a comprehensive view of your balance sheet to know the full range of your resources in relation to your goals.
Risks in a retirement plan cover both ends of the spectrum—living longer than expected, or dying in the accumulation phase of pre-retirement. Other factors such as changes in health status and increasing inflation are risks that must be addressed in any comprehensive retirement plan. Perhaps the biggest risk to an investor’s retirement is portfolio volatility.
As wealth managers we analyze a variety of client retirement income scenarios and investment return projections in order to understand how available resources will support cash flow in varying inflationary and economic conditions.
One of the biggest financial decision points investors will face is “sourcing” cash flow when the company pay stub no longer appears at the end of the month. PrairieView believes in the concept of “total return.” The traditional “income” portfolio places limits on the growth potential of the portfolio. It is a combination of dividends, interest and capital gains that will provide cash flow needed from an investment portfolio.
Our advisors are here to give you more clarity today so you can look forward to retiring and living life on your terms.