Well, this doesn’t feel good. Many of us came into 2022 thinking, “This is the year!” The pandemic looked to be easing. Supply chain problems were going to get better so we could get our stuff sooner. Sure, we’ve...

In 2021-2022, U of MN’s estimated tuition was ~$15,370 (residents). Northwestern University’s was ~$60,000ⁱ.  

Investment markets’ ability to seemingly defy expectations continued in 2021. There were probably 7,296 reasons why stocks shouldn’t have gone up in a straight line. I’m exaggerating slightly, but here’s an...

If you’re like me, December is the month to sit down and send out cards to loved ones and mail checks to your favorite charities. As always, keep those receipts! This year individuals can deduct, above the line, up...

On financial and other media outlets, you typically find talk of the next impending doomsday. Recently, the Armageddon is inflation. There is truth to the increase in prices, as anyone who has been to the...

Fact: The S&P 500 has experienced 54 record highs in 2021.

How to plan (and pay!) for health insurance in retirement is often one of the first questions we get when a 3M client is considering retirement.  Fortunately, 3M provides a benefit to employees which helps...

Eligibility for 3M Deferred Compensation Plans

The purpose of both of 3M’s non-qualified¹ deferred compensation plans - VIP Excess and Deferred Compensation Excess - is to provide savings opportunities for...

Compensation. It’s top of mind for many job candidates seeking a new opportunity. Additionally, as a career progresses, compensation, among other factors, can be a key element to employee retention. In either case,...

In my early teens, I went on a community service trip in Ecuador. Each night, we gathered in a circle and reflected on our day, a famous quote, philosophical question, etc.

One night, we were asked, “Is it better...

After the Great Financial Crisis (GFC) of 2008 and 2009 much was written about how troubling it was that diversification¹ no longer worked. This conclusion was drawn since all stocks moved in the same downward...

We hear a lot of questions about inflation lately. It’s understandable. It’s nearly impossible to avoid seeing or hearing mention of it in financial, business, or even popular media these days. Unfortunately, it’s...