HSA Funds: To Spend or Not to Spend (a.k.a. Invest)

HSA Funds: To Spend or Not to Spend (a.k.a. Invest)

Personal Finance Investments

In my early teens, I went on a community service trip in Ecuador. Each night, we gathered in a circle and reflected on our day, a famous quote, philosophical question, etc.

One night, we were asked, “Is it...

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The Importance of Beneficiary Designations

The Importance of Beneficiary Designations

Personal Finance

You are starting a new job and it’s time to enroll in the company 401(k) plan.  As you fill out the forms, you come to the section for entering beneficiaries.  It is day one or two in your new role and you’re...

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An Introduction to Pre-Tax vs. Roth Savings

An Introduction to Pre-Tax vs. Roth Savings

Personal Finance Investments

In 1997, as part of the Taxpayer Relief Act, Delaware senator, William Roth, helped establish the Roth account. In the <25 years since its creation, it has become widespread.

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Coronavirus Stimulus 2.0: A Summary

Coronavirus Stimulus 2.0: A Summary

Personal Finance Tax Planning

Happy New Year!

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Maximize Your Charitable Giving Strategies

Maximize Your Charitable Giving Strategies

Personal Finance

Note: This blog was originally posted in 2019. It has been updated with 2020 tax changes.

 

With December being the most charitable month of the year, we thought it timely to dive into the topic of...

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5 Essential Estate Planning Documents

5 Essential Estate Planning Documents

Personal Finance Estate Planning

Whether you have been with PrairieView for a few months or 10 years, you probably know we take a comprehensive approach.  We look at your whole financial picture —investments, tax, education funding, insurance,...

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7 Questions 3M Employees Need to Answer

For over 20 years, we’ve helped 3M professionals achieve their financial goals.

We start by helping them answer these key questions.
Get the Answers
Update: CARES Act Student Loan Provisions Extended

Update: CARES Act Student Loan Provisions Extended

Personal Finance

As previously discussed in a blog post, the April passage of the CARES Act contained several provisions for Federally held student loans. Most notably, the Act provided a suspension of all payments and stoppage...

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3 Things to Consider Before Changing Your Residency to Florida for Lower Taxes

3 Things to Consider Before Changing Your Residency to Florida for Lower Taxes

Personal Finance Tax Planning

The extra time at home during the COVID-19 pandemic has provided an opportunity for many to consider a move, even a potential move out of state. Minnesota is a great state with many desirable attributes, but its...

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Why HSAs Are Great!

Why HSAs Are Great!

Personal Finance

In the late 1990s, early 2000s, a problem had begun to simmer in the US.  It was not the advent of MTV, fervor of Y2K, or overvaluation of tech stocks.  No.  The cost of medical care was skyrocketing. 

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Building a Post-COVID Emergency Fund

Building a Post-COVID Emergency Fund

Personal Finance

According to a 2019 GoBankingRates poll, 45% of respondents have $0 in a savings account.  Additionally, 24% have less than $1,000 in savings.  In other words, if a $1,000 emergency were to arise, nearly 70% of...

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Cleaning that Closet: The Aftermath

Cleaning that Closet: The Aftermath

Personal Finance Tax Planning

With the COVID-19 stay-at-home orders, everyone is cleaning out closets … possibly even the attic, basement, and garage. These activities carry more than just a sense of accomplishment and peace in a less...

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Staying Safe While Online Shopping

Staying Safe While Online Shopping

Personal Finance

Like many of you, my household has seen a steep increase in our online shopping habits over the past several months. As a result of the recent safer-at-home orders, our home’s rural location, telecommuting, and...

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